http://www.axiome.co.nz/blog daily 0.75 2020-10-18 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54506428e4b0ea8e60c5ce13/1414554840897/Devonport.jpg blog http://www.axiome.co.nz/blog/2014/12/15/market-timing monthly 0.5 2014-12-14 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/548e0198e4b04ff00dd8dfca/1418592664605/ blog - Market Timing http://www.axiome.co.nz/blog/2014/12/15/just-one-fund-manager-in-100-beats-the-market monthly 0.5 2014-12-17 http://www.axiome.co.nz/blog/2014/10/29/spring-investment-commentary monthly 0.5 2014-12-10 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54505ea7e4b0830eb42c854c/1414553257958/ blog - Spring Investment Commentary http://www.axiome.co.nz/blog/2014/12/17/merry-christmas-from-the-team-at-axiome-consultants-ltd monthly 0.5 2014-12-17 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5490cbc6e4b0ff488dd3823a/1418775494944/ blog - Merry Christmas from the team at Axiome Consultants Ltd. http://www.axiome.co.nz/blog/2015/1/29/summer-investment-commentary monthly 0.5 2015-01-28 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54c95dd8e4b08650fec6920e/1422482915064/ blog - Summer Investment Commentary http://www.axiome.co.nz/blog/2015/2/9/diversification-by-country monthly 0.5 2015-02-09 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54d80f51e4b050b6c2840e84/1423445842973/High+and+Low+Markets.JPG blog - Diversification by Country http://www.axiome.co.nz/blog/2015/1/19/forecasts-to-ignore monthly 0.5 2015-01-19 http://www.axiome.co.nz/blog/2015/3/12/media-opinion-is-unhelpful-noise monthly 0.5 2015-03-11 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5500b9aae4b007acfd87ee2c/1426110894463/ blog - Media Opinion - Unhelpful Noise? http://www.axiome.co.nz/blog/2015/5/5/autumn-investment-update monthly 0.5 2015-05-05 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/55482896e4b070e82411342f/1430792367855/ blog - Autumn Investment Update http://www.axiome.co.nz/blog/2015/4/9/do-it-yourself-is-getting-harder-for-directly-held-bonds monthly 0.5 2015-04-09 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5525c292e4b080e2d1bab674/1428538025765/ blog - 'Do it yourself' - is getting harder for directly held bonds http://www.axiome.co.nz/blog/2015/7/22/axiome-winter-update monthly 0.5 2015-07-21 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/55aed140e4b030881ca83a24/1437520195637/ blog - Axiome Winter Update http://www.axiome.co.nz/blog/2015/12/14/axiome-quarterly-report monthly 0.5 2015-12-13 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/566dec5d5a5668242bbb6713/1450048194413/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2016/2/23/a monthly 0.5 2016-02-23 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/56cb75462fe13151e10a9f30/1456174540363/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2016/2/23/t58dqj6ksytup3ovayjo4k97w4l2sq monthly 0.5 2016-02-23 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/56cbb687b6aa604075944230/1456191145387/Growth+of+Wealth.png blog - Balanced Portfolio Growth Investment of $1 for 20 years from 1995 to 2015. Data presented may be based on a combination of simulated and actual returns Performance includes investment of dividends and capital gains. Past performance is not indicative of future performance. http://www.axiome.co.nz/blog/2016/4/27/axiome-quarterly-report monthly 0.5 2016-04-27 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/572034abf85082c489b4e02f/1461728429563/March.jpg blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2016/11/17/september-quarter-report monthly 0.5 2016-11-17 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/582cff08d1758e1a79e752de/1479343896501/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2017/2/1/axiome-quarterly-report monthly 0.5 2017-01-31 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5891176d440243c60dbdb2f6/1485903747604/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2017/3/7/l8madwmpusbslr5ribkn3tgwybcici monthly 0.5 2017-03-07 http://www.axiome.co.nz/blog/2017/4/18/axiome-quarterly-report monthly 0.5 2017-04-18 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/58f56903db29d6a6cff13a34/1492478303529/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2017/6/6/buffett-says-100-billion-wasted-trying-to-beat-the-market monthly 0.5 2017-08-25 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5935ed431e5b6ccd2fba68bb/1496706412745/ blog - Buffett Says $100 Billion Wasted Trying to Beat the Market Warren Buffett - Twitter.com http://www.axiome.co.nz/blog/2017/6/6/the-messy-journey-of-ideas monthly 0.5 2017-08-25 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5936061a86e6c01fc1c02a10/1496712762615/The+Messy+Journey+of+Ideas.jpg blog - The Messy Journey of Ideas behaviorgap.com http://www.axiome.co.nz/blog/2017/7/26/axiome-quarterly-report monthly 0.5 2017-07-27 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5977f1cc579fb3fab07a7797/1501032935344/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2017/11/30/axiome-quarterly-report monthly 0.5 2017-12-04 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5a1f6160652dead776c63b97/1512006019686/Untitled.png blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2018/2/8/axiome-quarterly-report monthly 0.5 2018-02-08 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5a7bb6ab08522985c2839bc3/1518057266154/ blog - Axiome Quarterly Report http://www.axiome.co.nz/blog/2018/2/12/market-volatility-and-media-noise monthly 0.5 2018-02-11 http://www.axiome.co.nz/blog/2018/4/30/axiome-quarterly-report monthly 0.5 2018-09-05 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5b906489562fa7cd990de438/1536190243257/image001.jpg blog - Axiome Quarterly Report In our Investment Market Review we discuss the recent reversal in the equity markets and the outlook, which we believe is still positive, despite concerns over trade protectionism. Over the last quarter, fixed interest markets have been broadly flat whereas equity markets have experienced a sell-off, but this is in the context of a very good performance over the past year. The outlook for global growth remains good. Our client education piece for this month draws on a recent study of active manager underperformance vs benchmark and compares the benefits of enhanced portfolio strategies in comparison to a single sector index strategy. http://www.axiome.co.nz/blog/2018/9/3/axiome-june-quarterly-report monthly 0.5 2018-09-06 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5b905f984d7a9c5d79b34ed8/1536191169639/image001.jpg blog - Axiome Quarterly Report - June Quarterly Report http://www.axiome.co.nz/blog/2018/10/18/axiome-quarterly-report-september-2018 monthly 0.5 2018-10-18 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5bc7bc6224a694c560559bf8/1539816845248/Sept+2018.jpg blog - Axiome Quarterly Report - September Quarterly Report http://www.axiome.co.nz/blog/2018/10/18/market-jitters monthly 0.5 2018-10-18 http://www.axiome.co.nz/blog/2019/1/31/december-quarterly-report monthly 0.5 2019-01-30 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5c5228e903ce641bb200acd0/1548888416277/Dec+2018.jpg blog - December Quarterly Report - December Quarterly Report http://www.axiome.co.nz/blog/2019/5/27/march-quarterly-report monthly 0.5 2019-05-26 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5ceb1925e4966b600dcfed84/1558911817602/ blog - MARCH QUARTERLY REPORT - March Quarterly Report http://www.axiome.co.nz/blog/2019/7/23/june-quarterly-report monthly 0.5 2019-07-23 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5d3661045bae620001282051/1563844930160/new-zealand-1608903_1920.jpg blog - June Quarterly Report - June Quarterly Report http://www.axiome.co.nz/blog/2019/11/6/september-quarterly-report monthly 0.5 2019-11-06 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5dc210bd23456840fbeed6c9/1572999925738/IMG_0111+%28003%29.jpg blog - September Quarterly Report - September Quarterly Report http://www.axiome.co.nz/blog/2020/3/2/december-quarterly-report monthly 0.5 2020-03-12 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5e6985ff19248d77af20525e/1583974069014/IMG_1279.jpg blog - December Quarterly Report - December Quarterly Report http://www.axiome.co.nz/blog/2020/5/25/march-quarterly-report monthly 0.5 2020-05-25 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5ecb24cb5e861630ffdd5937/1590371572058/Empty+Street+2.jpg blog - March Quarterly Report - March Quarterly Report http://www.axiome.co.nz/blog/2020/10/19/june-quarterly-report monthly 0.5 2020-10-18 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5f8cb9f2d6ac4602afba5659/1603058329041/qtrly+report+pic+June+2020.jpg blog - June Quarterly Report - June Quarterly Report http://www.axiome.co.nz/blog/2020/10/19/september-quarterly-report monthly 0.5 2020-10-18 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5f8cbc372ebbb35046f01e66/1603059481987/Qtrly+report+pic+09+20.jpg blog - September Quarterly Report - September Quarterly Report http://www.axiome.co.nz/blog/category/Investment+Commentary monthly 0.5 http://www.axiome.co.nz/blog/tag/Cefex monthly 0.5 http://www.axiome.co.nz/blog/tag/September+Quarter+2014 monthly 0.5 http://www.axiome.co.nz/blog/tag/Investment monthly 0.5 http://www.axiome.co.nz/home daily 1.0 2020-12-06 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5487a9ece4b07e036544cae4/1418177007434/Auckland.jpg home http://www.axiome.co.nz/strategic-partners daily 0.75 2020-12-06 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5487aed6e4b015a9c3dba03a/1418178296460/Aegis_Logo_RGB_1.jpg strategic partners https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5487ad85e4b0e5aee0e7a657/1418177925741/ strategic partners http://www.axiome.co.nz/client-login daily 0.75 2015-02-04 http://www.axiome.co.nz/financial-reporting daily 0.75 2014-12-17 http://www.axiome.co.nz/business-services daily 0.75 2020-12-06 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/548799efe4b0563d578564bc/1418172911551/XERO-Small.jpg business services http://www.axiome.co.nz/about-us daily 0.75 2020-12-06 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54505afbe4b071d8d8a1ed3a/1414554295101/Door.jpg about us http://www.axiome.co.nz/investment-principles daily 0.75 2016-02-23 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/546be3bee4b0be7909918e8f/1416356799240/market+timing+risk.JPG investment principles All returns in Australian dollars. Returns are calculated by Dimensional. Daily Standard & Poor’s index data and monthly UBS data provided by Bloomberg. S&P/ASX data reproduced with the permission of S&P Index Services Australia. UBS data reproduced with the permission of UBS Australia Ltd. Indices are not available for direct investment. Their performance does not reflect the expenses associated with the management of an actual portfolio. https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/546bdb9fe4b0421c3316869d/1416354720481/ investment principles Source: Dalbar Quantitative Analysis of Investor Behaviour, 2011 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/546bf06ce4b03a986e59b6e6/1416360047500/growth+chart.JPG investment principles All figures are in USD. Indices are not available for direct investment. Their performance does not reflect the expenses associated with the management of an actual portfolio. Past performance is not indicative of future performance. Graph represents a hypothetical investment of $1. Performance includes reinvestment of dividends and capital gains. US long‐term bonds, bills, inflation, and fixed income factor data © Stock, Bonds, Bills and Inflation Yearbook data provided by Ibbotson Associates, Chicago (annually updated work by Roger G. Ibbotson and Rex A. Sinqufield). Fama/French and multifactor data provided by Fama/French. Roger G. Ibbotson and Rex A. Sinqufield, Eugene F. Fama and Kenneth R. French (Fama/French) are affiliated with Dimensional. https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/546bd233e4b0c910a56eb990/1416352307178/ investment principles https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/56cba80159827e2cba935ef3/1456187421482/ investment principles http://www.axiome.co.nz/consulting-process daily 0.75 2014-12-17 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5490e461e4b06dc89c227a0a/1418781794898/Screen+Shot+2014-12-17+at+9.41.37+am.png consulting process http://www.axiome.co.nz/trust-administration daily 0.75 2014-12-17 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5490d778e4b00ada950c640b/1418778510870/ trust administration http://www.axiome.co.nz/uk-pensions daily 0.75 2014-11-19 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54506518e4b03ea792c14148/1414554914856/ uk pensions http://www.axiome.co.nz/standard-deviations daily 0.75 2014-11-19 https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/54505778e4b01bebc6d6d85d/1414551421680/ standard deviation https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/545058cce4b0c1300e476f43/1414551759866/ standard deviation https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5450572ce4b0d69c409f0ffa/1414551340976/ standard deviation https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/5450587de4b06ac6406c44a5/1414551680624/ standard deviation https://static1.squarespace.com/static/543488b0e4b0a01cde52dbf7/t/545057cce4b074c79d11bdc1/1414551502276/ standard deviation http://www.axiome.co.nz/asset-allocation daily 0.75 2014-11-19 http://www.axiome.co.nz/contact daily 0.75 2020-12-06 http://www.axiome.co.nz/kiwisaver daily 0.75 2018-02-08