As financial advisers we want to identify the best solutions for our clients to help them reach their financial goals. At Axiome we recognise that everyone’s circumstances are different, and investment decisions require more consideration than a generic off-the-shelf product can provide.
There are six default KiwiSaver schemes and over 30 additional providers. Most of them allow some degree of customisation, for example, offering a choice of risk profile, but the options to tailor the investments to the individual are limited. It’s our belief that after working hard to earn your money and then putting a savings plan in place, it makes sense to want the very best results possible.
What we offer is an experience designed specifically with a client’s risk tolerance and financial goals in mind, with ongoing personalised advice and monitoring. There are two separate schemes to choose from, one for higher balances and one for balances under $50,000.
KiwiSaver Schemes
The KiwiWRAP KiwiSaver Scheme, offered through our partnership with Consilium, enables a greater diversification of investments, by type and geography, and gives you access to leading fund managers. Whilst in most cases we will recommend you invest according to our model portfolios, which have been carefully crafted by our independent investment committee, we can within limits also accommodate other investments of your choosing.
The performance of funds that make up our model portfolios in the KiwiWRAP KiwiSaver Scheme are subject to rigorous ongoing assessment by our independent investment committee providing a mechanism of accountability to benchmarks and peer group analysis. Minimum account size is $50,000.
The Evidential KiwiSaver Scheme is aimed at those with KiwiSaver balances under $50,000 and employs strategies based on decades of research and data.
Three funds are offered – High Growth, Growth and Balanced. The same benefits of advice apply to the Evidential KiwiSaver Scheme. We can blend the funds to further adjust the asset allocation if desired. Each fund comprises security allocation consistent with Axiome’s investment philosophy.
Working with an adviser helps you to make informed decisions and choose the right strategy for your retirement goals.
Ongoing Advice
Both of the KiwiSaver schemes we offer can be utilised as a standalone service but equally can be combined with an investment portfolio strategy to provide a full picture of a client’s finances with ongoing advice.
Axiome does not accept commission payments, trails or incentives of any kind. As an independent firm we are free to make truly impartial recommendations and put your interests first. If you are interested in finding out more about the advantages of switching your KiwiSaver Scheme to Axiome, please get in touch.
Bridge the gap to retirement
We believe in the importance of being intentional with both your spending and investment decisions. Every dollar coming in should have an assigned job. Either it is spent funding your lifestyle in the present or invested to build the desired life you want in the future. If your projected retirement savings fall short of your estimated future needs, there exists a savings gap that the individual needs to address to ensure a comfortable retirement. Closing this gap might involve adjusting savings rates, seeking higher investment returns, working longer, or reassessing retirement goals and lifestyle expectations.
Understand the beliefs behind the well-diversified portfolios that we create to build your wealth.
Why we’re the investment consultant you can trust that to act in your best interests.