We provide personalised financial advice tailored to every stage of life. Whether you’re growing your wealth, planning for retirement, managing investments, or protecting your family’s future, our approach is built around your unique goals and circumstances.
From retirement planning and wealth management to KiwiSaver, UK pensions, and US expatriate solutions, we offer specialist guidance across a wide range of financial needs. Our focus is on bringing clarity, structure, and confidence to your financial decisions, helping you plan with purpose and achieve long term success.
We offer you
financial advice
Personalised and clear advice for every life stage
No two individuals are the same. Whether you’re building wealth, planning for retirement, managing investments, or protecting your family’s future, we provide tailored financial advice designed around your goals, priorities, and circumstances.
retirement planning
Supporting trustees with sound governance and longterm focus
We work with trustees to develop disciplined investment strategies aligned with trust objectives, regulatory expectations, and the needs of current and future beneficiaries.
wealth management
Strategic oversight for complex family wealth
We work closely with families to provide holistic, longterm advice across generations. From governance and risk management to diversified local and global investments, we help bring clarity, structure, and confidence to complex wealth arrangements.
kiwisaver
Sustainable financial stewardship for lasting impact
We help charities and foundations manage their funds responsibly, meet regulatory obligations, and align investments with their mission—supporting longterm sustainability while maximising positive impact.
UK pension transfers
Specialist advice for UK pension holders living in New Zealand
We help clients with UK pensions understand their options—including transfers to New Zealand—while navigating tax, currency, and regulatory considerations, and integrating retirement savings into a cohesive longterm plan.
US expat solutions
Specialist cross-border financial guidance
US citizens living in New Zealand face unique financial and regulatory challenges. We provide tailored advice to help manage crossborder investments, navigate dual compliance requirements, and align your wealth strategy across jurisdictions.
Insights
AI and financial advice: Why the human element still matters
Artificial intelligence is becoming increasingly common in financial services. From investment platforms and market analysis tools to automated financial recommendations, AI promises faster insights and lower costs. While these developments…
Staying the course
The latest World Economic Forum’s Global Risks Report 2026 finds the world in an "age of competition", marked by fragmentation and confrontation. We face daily headlines which disturb any sense of ‘business…
Are you getting the most out of your KiwiSaver?
KiwiSaver was set up in 2007 to encourage long-term savings and foster financial independence for New Zealanders. Many New Zealanders will rely on their KiwiSaver money to supplement NZ superannuation…
From human capital to investment capital: the financial journey of life
As we navigate through life, our approach to our finances evolve significantly. In the early years, we rely on human capital—our skills and labour—to earn a living. Over time, this…
The value of advice
In an age of robo-advice and AI, it can be tempting to think managing your finances is something you can manage yourself without an adviser. But as in any area…
The American election – should we be worried?
When it comes to considering how the markets will react to the result of the upcoming American election, it’s worth stepping back from the daily media noise to look over…
What is your financial legacy?
A financial legacy is more than just the money you leave behind; it is the lasting impact of your financial decisions on future generations and society. Deciding on your financial…
Are you your own worst enemy when it comes to investing?
Investing is a path to financial independence and building wealth. Yet the reality for many individual investors paints a different picture. The DALBAR Quantitative Analysis of Investor Behaviour (QAIB) 2024…
Secure but shrinking: The real cost of inflation on term deposits
When it comes to growing your money, term deposits have long been heralded as a safe haven for savings. However, as renowned economist Thomas Sowell says, “there are no solutions,…
Axiome’s KiwiSaver launch – Solving the retirement equation
How much do I need to save for retirement? How long will my nest egg last me? How many trips can we afford to take while we are still young…
You can’t eat investment property
As Kiwis, we love property. In fact, homes and real estate make up approximately 43% of total household assets in New Zealand. However, this love affair has started to sour…
Higher taxes are coming for trusts: the PIE escape route
The tax rate for family trusts is increasing from a flat 33% to 39% from 1 April 2024. Many Kiwis use trusts to build their retirement savings or pass on…