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Terms and Conditions

The following terms of use are important. Please read them and contact Axiome Consultants Ltd (us, we or our) with any questions.


By accessing or using the website of contact Axiome Consultants Ltd you are agreeing to these terms of use, including any changes to these terms of use made from time to time. You must not use or access the website if you do not agree to these terms. Any reference to ‘information’ in these terms of use includes information on this website as well as any information linked from this website.


The website is a general information service provided by contact Axiome Consultants Ltd. The information provided and services described are of a general nature and are not intended to be personalised financial advice to a retail client. The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised financial advice from a qualified professional to suit your individual circumstances. You should not do, or refrain from doing, anything based on the information provided in this site without first obtaining professional advice from a financial adviser. We can help you decide whether your decision is appropriate for you.


The information published on this website is governed by, and has been prepared to comply with, the New Zealand law. The information is only intended for persons within the New Zealand jurisdiction and is not intended for persons outside the New Zealand jurisdiction. We do not accept responsibility for the compliance of this information with the laws of any other country. The laws of New Zealand shall govern your use of the website and by visiting this website you hereby agree to the exclusive jurisdiction of the New Zealand courts.


Nothing in this site is, or should be taken as, an offer, invitation, or recommendation to buy or sell any insurance product represented herein without first obtaining professional advice regarding its appropriateness to your personal circumstances.


Copyright in this site is owned by us, unless otherwise indicated. You are entitled to use the information in this site for your personal reference only. You must not reproduce or distribute content from this site or any part of it, nor transmit it to any other person or incorporate it in any way in any other document or materials.


A disclosure statement relating to the advisers associated with this website are available on request and free of charge.


While every effort is made to ensure the information on this website is up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability, or availability of the website or the information about the products and services provided on the website. The information on this website is subject to change at any time without notice to you. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information.


To the full extent legally allowable, the directors, contractors, associates, and staff expressly disclaim all and any liability (including by reason of negligence) and responsibility to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this website. The disclaimers and limitations of liability do not prejudice your rights under the Consumer Guarantees Act 1993, nor are they intended to exclude liability arising under statute.


Through this website you may be able to link to other websites which are not under our control, and we have no knowledge of or control over the nature, content, and availability of those websites. We do not sponsor, recommend, or endorse anything contained on these linked websites. We do not accept any liability of any description for any loss by you by relying on anything contained or not contained on these linked websites.



Our Site may utilize “cookies”, anonymous identifiers and other tracking technologies. A “cookie” is a small text file that may be used, for example, to collect information about activity on the Site. Certain cookies and other technologies may serve to recall Personal Information, such as an IP address, previously indicated by a user, proxy server, operating system, web browser and add-ons, device identifier and features and receive the URL of both the site you came from and the one you go to next. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser.

Google Analytics

The Site may use a tool called “Google Analytics” to collect information about the use of the Site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this Site. We use the information we get from Google Analytics to maintain and improve the Site and our products. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Google’s ability to use and share information collected by Google Analytics about your visits to this Site is restricted by the Google Analytics Terms of Service, available at, and the Google Privacy Policy, available at You may learn more about how Google collects and processes data specifically in connection with Google Analytics at You may prevent your data from being used by Google Analytics by downloading and installing the Google Analytics Opt-out Browser Add-on, available at

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