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Insights

What’s new thinking or what’s been true for years. We gather what we’ve learned by experience and what we’ve learned by listening to the right people and share those financial insights with you here.

Keeping your tax and expenses in check when you are self-employed

Working for yourself or running your own business? Setup robust systems for expenses & tax requirements so you can focus on your important tasks. We can help take the headaches…

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Key numbers to focus on in your business now

What are the key reports to focus on in your business? We'll show you how to track performance, take action and position your company for growth.

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5 common accounting mistakes (and how to avoid them)

Are you making any of these accounting mistakes? We’ve outlined the top 5 accounting pitfalls that small business owners trip over, so you don’t have to make the same mistakes.

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Should you buy or lease your business assets?

Should you buy or lease your new equipment? Here are some pros and cons of each. We also can review your financial position, cashflow and cost base to decide whether…

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The American election – should we be worried?

When it comes to considering how the markets will react to the result of the upcoming American election, it’s worth stepping back from the daily media noise to look over…

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What is your financial legacy?

A financial legacy is more than just the money you leave behind; it is the lasting impact of your financial decisions on future generations and society. Deciding on your financial…

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Are you your own worst enemy when it comes to investing?

Investing is a path to financial independence and building wealth. Yet the reality for many individual investors paints a different picture. The DALBAR Quantitative Analysis of Investor Behaviour (QAIB) 2024…

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Secure but shrinking: The real cost of inflation on term deposits

When it comes to growing your money, term deposits have long been heralded as a safe haven for savings. However, as renowned economist Thomas Sowell says, “there are no solutions,…

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Axiome’s KiwiSaver launch – Solving the retirement equation

How much do I need to save for retirement? How long will my nest egg last me? How many trips can we afford to take while we are still young…

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You can’t eat investment property

As Kiwis, we love property. In fact, homes and real estate make up approximately 43% of total household assets in New Zealand. However, this love affair has started to sour…

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Higher taxes are coming for trusts: the PIE escape route

The tax rate for family trusts is increasing from a flat 33% to 39% from 1 April 2024. Many Kiwis use trusts to build their retirement savings or pass on…

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Becoming debt-free faster with the ‘debt avalanche’ method

With the combination of the festive season and the recent spike in interest rates squeezing budgets, addressing the level of debt is becoming a priority for some. Whilst assets that…

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