Insights
What’s new thinking or what’s been true for years. We gather what we’ve learned by experience and what we’ve learned by listening to the right people and share those financial insights with you here.
Are you getting the most out of your KiwiSaver?
KiwiSaver was set up in 2007 to encourage long-term savings and foster financial independence for New Zealanders. Many New Zealanders will rely on their KiwiSaver money to supplement NZ superannuation…
From human capital to investment capital: the financial journey of life
As we navigate through life, our approach to our finances evolve significantly. In the early years, we rely on human capital—our skills and labour—to earn a living. Over time, this…
Provisional tax – how does it work?
If you had to pay tax of more than $5,000 in your last income tax return, you may have to pay provisional tax for the following year.
The value of advice
In an age of robo-advice and AI, it can be tempting to think managing your finances is something you can manage yourself without an adviser. But as in any area…
Keeping your tax and expenses in check when you are self-employed
Working for yourself or running your own business? Set up robust systems for expenses & tax requirements so you can focus on your important tasks. We can help take the…
Key numbers to focus on in your business now
What are the key reports to focus on in your business? We'll show you how to track performance, take action and position your company for growth.
5 common accounting mistakes (and how to avoid them)
Are you making any of these accounting mistakes? We’ve outlined the top 5 accounting pitfalls that small business owners trip over, so you don’t have to make the same mistakes.
Should you buy or lease your business assets?
Should you buy or lease your new equipment? Here are some pros and cons of each. We also can review your financial position, cashflow and cost base to decide whether…
The American election – should we be worried?
When it comes to considering how the markets will react to the result of the upcoming American election, it’s worth stepping back from the daily media noise to look over…
What is your financial legacy?
A financial legacy is more than just the money you leave behind; it is the lasting impact of your financial decisions on future generations and society. Deciding on your financial…
Are you your own worst enemy when it comes to investing?
Investing is a path to financial independence and building wealth. Yet the reality for many individual investors paints a different picture. The DALBAR Quantitative Analysis of Investor Behaviour (QAIB) 2024…
Secure but shrinking: The real cost of inflation on term deposits
When it comes to growing your money, term deposits have long been heralded as a safe haven for savings. However, as renowned economist Thomas Sowell says, “there are no solutions,…