Market behaviour and the weather
Investors can focus on the daily rain clouds and sunshine the markets bring. Or they can think about the long term.
Tuning out the noise
When you are being bombarded with market information on a daily basis it’s hard to hold the line. See the difference an investment professional can make to assist you see beyond the noise
Changing lanes
Constantly changing your investment adds anxiety and risk with no guarantee you will get further ahead. Find out how keeping in your lane create a better investor experience
Bitcoin – should it be in your portfolio?
Bitcoin – virtual money – has been in the news again lately with the collapse in its price from a high late last year of over $67,000 to just under $30,000 in late May 2022. Having been a candidate for…
New reporting requirements for NZ trusts
Trusts with assessable income have increased disclosure requirements from the 2021-22 income tax year. Does your trust comply?
The role of volatility
Volatility levels can sometimes make investing feel like a rollercoaster but volatility, or risk, in other words, is what allows investors to make returns. Risk and return are closely linked.
The benefits of diversification
The old adage “don’t put all your eggs in one basket” is especially relevant in the context of investments. Relying on too narrow a base of investments is a sure way to increase the risk in your portfolio.
Ring fencing property losses
Losses from residential property rentals can no longer be offset against other income, but instead must be ring-fenced and carried forward to apply to residential rental income in future income tax years. Depending upon the number of properties you own,…
Property ‘change of use’ rule
If the sale of your property is subject to the bright-line test, and you don’t use a property as your main home for 12 months or more, you will be required to pay income tax on a proportion of the…
Working from home credits
As the incidence of working from home has continued, the IRD has extended the tax exemption on the work from home allowance of up to $20 per week until March 2023. Employees can receive up to $20 per week, tax-free,…
Calculating fringe benefit tax
To calculate the fringe benefit tax payable on a motor vehicle you will need the vehicle’s cost or book value, the number of private use days in the quarter and any employee contributions towards the vehicle’s use. The detailed rules…
What you will pay fringe benefit tax on
Fringe Benefit tax (FBT) is payable when the following benefits are supplied to employees: Private use of a motor vehicle, Low or interest-free loans, Free, subsidised or discounted goods or services, Employer contributions to sick, accident, insurance schemes. Once you start providing…
Fringe benefit tax: inclusions and exemptions
FBT is a tax payable by employers on certain benefits provided to employees. Should your business be paying FBT?
Work from home allowance
Did you know that the government has announced several tax deductible allowances to make working from home easier for you and your employees?
Residential rental property tax changes
In 2021, the government announced a number of tax changes affecting residential rental property investors. How do these changes apply to you?