AI and financial advice: Why the human element still matters
Artificial intelligence is becoming increasingly common in financial services. From investment platforms and market analysis tools to automated financial recommendations, AI promises faster insights and lower costs. While these developments can be useful, they also highlight an important reality: financial…
Staying the course
The latest World Economic Forum’s Global Risks Report 2026 finds the world in an “age of competition”, marked by fragmentation and confrontation. We face daily headlines which disturb any sense of ‘business as usual’. Both the short and long-term outlooks of leaders…
Tune Out the Noise
Tune Out the Noise is a feature-length documentary directed by Academy Award–winning filmmaker Errol Morris that shows how smart, evidence-based investing began—and why it matters to investors today. The film follows a group of researchers who challenged traditional Wall Street thinking…
Are you getting the most out of your KiwiSaver?
KiwiSaver was set up in 2007 to encourage long-term savings and foster financial independence for New Zealanders. Many New Zealanders will rely on their KiwiSaver money to supplement NZ superannuation in retirement. As such, it is an essential tool for…
From human capital to investment capital: the financial journey of life
As we navigate through life, our approach to our finances evolve significantly. In the early years, we rely on human capital—our skills and labour—to earn a living. Over time, this gives way to investment capital—the wealth we’ve built and invested…
The value of advice
In an age of robo-advice and AI, it can be tempting to think managing your finances is something you can manage yourself without an adviser. But as in any area of life, seeking and heeding wise counsel can make the…
The American election – should we be worried?
When it comes to considering how the markets will react to the result of the upcoming American election, it’s worth stepping back from the daily media noise to look over a longer period. Much of the world is watching anxiously…
What is your financial legacy?
A financial legacy is more than just the money you leave behind; it is the lasting impact of your financial decisions on future generations and society. Deciding on your financial legacy involves personal choices that reflect your values, beliefs, and…
Are you your own worst enemy when it comes to investing?
Investing is a path to financial independence and building wealth. Yet the reality for many individual investors paints a different picture. The DALBAR Quantitative Analysis of Investor Behaviour (QAIB) 2024 study sheds light on a troubling trend: the average investor…
Secure but shrinking: The real cost of inflation on term deposits
When it comes to growing your money, term deposits have long been heralded as a safe haven for savings. However, as renowned economist Thomas Sowell says, “there are no solutions, only trade-offs”. In the case of term deposits, we must…
Axiome’s KiwiSaver launch – Solving the retirement equation
How much do I need to save for retirement? How long will my nest egg last me? How many trips can we afford to take while we are still young enough to travel? These are simple questions that we get…